Stop Credit Discrimination in Employment Act Prevents Credit Checks

Forefront Wealth Management managing director Derek Bryson Park, PhD, possesses more than three decades of experience in financial banking and state government sectors. Derek Bryson Park has also previously served out appointments by the Giuliani and Bloomberg Administrations as a commissioner for the New York City Commission on Human Rights (NYC Human Rights). NYC Human Rights operates a number of campaigns to protect the rights of New York City residents, including the Credit Check Law.

The campaign promotes the Stop Credit Discrimination in Employment Act, which prevents most NY employers from using credit scores as a factor in making employment decisions. It bars employers from checking the credit history of applicants and encourages individuals in the process of seeking employment to learn about their rights. Furthermore, the campaign provides access to employees, job seekers, and employers about their rights and responsibilities under the law. 

New York’s Stop Credit Discrimination in Employment Act went into effect on September 3, 2015 as a part of the New York City Human Rights Law (NYCHRL), which prohibits discrimination in employment, housing, and public accommodations. 

To learn more about the campaign, visit nyc.gov/site/cchr/media/credit-check-law.